DESTA DINDA LESTARY; NORMANDA DOMEYRO LATIEF; IDA AYU NUH KARTINI. Transformasi Ekosistem Non-Tunai Berbasis Qris Sebagai Strategi Peningkatan Daya Saing UMKM di Era 5.0. As-Syirkah: Islamic Economic & Financial Journal, [S. l.], v. 5, n. 2, p. 490 – 494, 2026. DOI: 10.56672/gfnq4731. Disponível em: https://journal-ikadi.com/ojs/index.php/assyirkah/article/view/605. Acesso em: 7 aug. 2026.